Legal
Terms and Conditions
These terms apply to this website, the repayment calculator and the online application.
No offer of credit
Nothing on this website is an offer of credit. Submitting an application does not create any agreement, and approval is never guaranteed.
Calculator estimates
Calculator results are estimates for planning purposes only. Final amounts, terms, interest and fees are confirmed in a written agreement before anything is signed.
Your responsibilities
- Provide accurate, complete and current information.
- Upload only your own documents, and only documents you are entitled to share.
- Tell us promptly if your circumstances change.
Assessment and decisions
Every application is reviewed by a person and is subject to verification, affordability assessment and our lending criteria. We may decline an application and are not obliged to give reasons beyond those required by law.
Repayments
Repayment amounts and dates are set out in your agreement. Late or missed payments may lead to additional costs and may affect your credit profile.
Website availability
We aim to keep this website available and accurate, but we do not guarantee uninterrupted access or that all content is free of errors.
Contact
Questions about these terms: familyfirstfinance@outlook.com.
Important: this wording is a working draft. Family First Finance must have all loan terms, disclosures, privacy notices, consent wording and document requirements reviewed by a qualified South African legal and compliance professional before launch.